If you are in Canada and you have more than one vision insurance plan, you have dual coverage, or double insurance. The primary provider will pay first, while the other will pay second to cover the excess.In general, if you and your spouse both have vision coverage through your employers’ group plans, your own plan will be your primary provider and your spouse’s plan will be secondary.If a Canadian student is covered under multiple plans through their parents’ providers, your primary plan will belong to your parent whose birthday comes first in the calendar year. If you are a student and think you might be covered through your student benefits, reach out to the Student Union or ask your Resident Advisor for more information.If you have a provider through your employer, ask your HR department or check your employee handbook to find details of which provider handles your vision insurance.If you’re not sure which company covers your vision insurance, here are some tips for finding your provider: With most insurance providers, the details of your vision insurance are easily accessible. But first, you need to know who your provider is! How do I find out who my vision insurance provider is? To help you with understanding your plan details better, make sure to read the section related to “coordination of benefits” in your insurance plan or check with your provider.
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